34 Plans · 8 Insurer Partners

Protect What
Matters Most

Compare term life, health, motor, travel, ULIP and critical illness plans from ICICI Prudential, HDFC Life, SBI Life, Bajaj Allianz and 4 more. Fonabit recommends the right coverage for your profile — instantly.

✓IRDAI licensed aggregator✓99.5% claim settlement✓Cashless at 13,000+ hospitals✓No agent pressure
Fonabit.AI Recommendation
Based on your profile, a ₹1Cr term cover + ₹5L health floater is the optimal combination for a 35-year-old non-smoker with 2 dependants.
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12 insurance plans found
Ranked by Fonabit suitability score
Fonabit Pick
HDFC
HDFC LifeTerm Life
HDFC Life Click 2 Protect Super
High ClaimTax Benefit
Cover
Up to ₹20Cr
Premium
₹590/mo
Tenure
Till age 85
Min Age
18 yrs
Life cover + optional CI rider
Return of premium on survival
Increasing cover option till 200%
Claim Settlement
99.5%
🪙
+400 Street Coins on policy issuance
ICICI
ICICI PrudentialTerm Life
ICICI Pru iProtect Smart
High Claim
Cover
Up to ₹10Cr
Premium
₹545/mo
Tenure
Till age 99
Min Age
18 yrs
Terminal illness benefit inbuilt
Death benefit payout options
Accidental death benefit rider
Claim Settlement
98.6%
🪙
+350 Street Coins on policy issuance
SBI
SBI LifeTerm Life
SBI Life eShield Next
Popular
Cover
Up to ₹10Cr
Premium
₹520/mo
Tenure
Till age 80
Min Age
18 yrs
Inflation protection — cover increases 5% yearly
Waiver of premium on disability
SBI bank direct integration
Claim Settlement
97.1%
🪙
+300 Street Coins on policy issuance
Fonabit Pick
ERGO
HDFC ErgoHealth
HDFC Ergo Optima Secure
CashlessPopular
Cover
₹3L – ₹2Cr
Premium
₹890/mo
Tenure
Annual renewable
Min Age
3 months
No room rent limit — any hospital room
Pre & post hospitalisation 60/180 days
Restore benefit — cover auto-refills
Claim Settlement
96.8%
🪙
+400 Street Coins on policy issuance
ICICI
ICICI PrudentialHealth
ICICI Lombard Complete Health
CashlessHigh Claim
Cover
₹3L – ₹1Cr
Premium
₹750/mo
Tenure
Annual renewable
Min Age
3 months
13,000+ cashless hospitals
Day-care procedures covered
Free annual health check-up
Claim Settlement
98.6%
🪙
+350 Street Coins on policy issuance
APO
Apollo MunichHealth
Apollo Optima Restore
Popular
Cover
₹3L – ₹50L
Premium
₹680/mo
Tenure
Annual renewable
Min Age
5 years
Restore benefit after each claim
No sub-limits on room rent
Mental health OPD covered
Claim Settlement
95.8%
🪙
+300 Street Coins on policy issuance
Bajaj
Bajaj AllianzMotor
Bajaj Allianz Motor Own Damage
CashlessPopular
Cover
IDV-based
Premium
₹4,200/yr
Tenure
Annual
Min Age
N/A
Zero depreciation add-on available
Roadside assistance 24/7
Cashless at 4000+ garages
Claim Settlement
98%
🪙
+200 Street Coins on policy issuance
ERGO
HDFC ErgoMotor
HDFC Ergo Motor Comprehensive
Cashless
Cover
IDV-based
Premium
₹5,100/yr
Tenure
Annual
Min Age
N/A
Comprehensive cover — own damage + TP
Engine protection add-on
3800+ cashless garages across India
Claim Settlement
96.8%
🪙
+200 Street Coins on policy issuance
Bajaj
Bajaj AllianzTravel
Bajaj Allianz Travel Elite
Popular
Cover
Up to $5,00,000
Premium
₹350/trip
Tenure
Per trip
Min Age
3 months
Medical emergency evacuation
Trip cancellation & delay cover
Baggage loss & passport loss cover
Claim Settlement
98%
🪙
+150 Street Coins on policy issuance
HDFC
HDFC LifeULIP
HDFC Life Sanchay Plus
Tax Benefit
Cover
Guaranteed returns
Premium
₹5,000/mo
Tenure
10–40 years
Min Age
8 years
Guaranteed returns + life cover
Tax benefits under 80C & 10(10D)
Flexible premium payment terms
Claim Settlement
99.5%
🪙
+500 Street Coins on policy issuance
ICICI
ICICI PrudentialCritical Illness
ICICI Pru Heart & Cancer Protect
High Claim
Cover
₹5L – ₹25L
Premium
₹480/mo
Tenure
Annual renewable
Min Age
18 yrs
Lump sum on diagnosis — no hospitalisation needed
48 critical illnesses covered
Second medical opinion benefit
Claim Settlement
98.6%
🪙
+300 Street Coins on policy issuance
NIA
New India AssuranceHealth
New India Floater Mediclaim
Popular
Cover
₹1L – ₹15L
Premium
₹560/mo
Tenure
Annual renewable
Min Age
3 months
Government-backed insurer
Pan-India hospital network
Lowest premium for family floater
Claim Settlement
95.2%
🪙
+250 Street Coins on policy issuance