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DPDP 2023
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Real stories, real approvals
★★★★★
"Got my HDFC Regalia Gold approved in 2 days. The comparison was so clear — I knew exactly which card suited me. No branch visits, no paperwork!"
PS
Priya Sharma
New Delhi
💳 Credit Card
★★★★★
"Best personal loan rate I found was through PaisaStreet. Bajaj Finance approved ₹5L in under 4 hours. Transferred same day. Unbelievable speed!"
RM
Rahul Mehta
Mumbai
🏦 Personal Loan
★★★★★
"Compared 20+ health plans in 5 minutes. Saved ₹8,000 on my annual premium with Star Health. The side-by-side comparison is genuinely brilliant."
SP
Sunita Patel
Bengaluru
🛡️ Health Insurance
★★★★★
"The free CIBIL score feature is amazing. Used their tips and improved my score from 680 to 780 in 6 months. Got a home loan at 8.5% as a result!"
VS
Vikram Singh
Pune
📊 CIBIL Score
★★★★★
"Redeemed 2,000 Street Coins for ₹2,000 off my credit card joining fee. The rewards program is genuinely valuable — not just a gimmick like most platforms."
AK
Ananya Krishnan
Chennai
🪙 Street Coins
★★★★★
"Got a ₹25L business loan approved for our startup. The GST-based underwriting was a game-changer — traditional banks had rejected us twice before this."
AJ
Amit Joshi
Hyderabad
💼 Business Loan
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Paisa Wallet
Your complete financial command centre
One account to manage credit cards, loans, insurance, CIBIL score, documents, rewards and more — across 50+ partner banks and insurers. Free forever.
2L+
Active users
50+
Partners
500+
Cities
4.8
Rating
New user? Account created automatically on first sign in.
PK
Pawan Kaushal
Gold Member · 12,500 Street Coins
780
CIBIL Score
820
Financial Health
3 Credit Cards
1 Active Loan
2 Insurance Policies
8 Documents in FIN-LOCKER
WHY
Why Paisa Wallet?
One dashboard for all your financial products across 50+ banks & insurers
Free CIBIL score with monthly refresh and improvement tips
Pre-approved offers from partners — better rates because we know your profile
FIN-LOCKER vault: bank-grade encrypted document storage for KYC, ITR, payslips
Street Coins on every approval, renewal and referral — redeemable against fees
HOW
How it works
Step 1: Sign in with your mobile number — OTP verified, no password needed
Step 2: Complete KYC (Aadhaar/PAN/GST) — one-time, used across all products
Step 3: Get your Financial Health Score (0-1000) and free CIBIL report
Step 4: Browse pre-approved offers, apply in 60 seconds, track everything live
Step 5: Earn Street Coins on every milestone — approval, disbursal, renewal
Street Coins: Earn 500-2000 coins per product, redeem against joining fees & premiums
Pre-approved offers: Exclusive rates from HDFC, SBI, ICICI, Axis and 46 more partners
📊
Free CIBIL Score
Monthly refresh + improvement roadmap
💯
Financial Health Score
Composite 0-1000 score across all products
🔒
FIN-LOCKER Vault
Bank-grade encrypted document storage
🪙
Street Coins
Earn on every approval, redeem against fees
💰
Pre-approved Offers
Exclusive rates from 50+ partners
📈
Application Tracker
Real-time status for all your applications
🔔
Smart Alerts
EMI reminders, renewal alerts, rate changes
👥
Referral Program
Earn 1000 coins per successful referral
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Join 2 lakh+ Indians who manage everything from one wallet. Free forever.
Terms, Privacy & Compliance
Data Privacy (DPDP 2023)
Your data is processed per India's Digital Personal Data Protection Act, 2023. We collect only what is necessary for financial product matching. You can request deletion anytime.
KYC & Verification
Mobile verified via OTP. Aadhaar/PAN/GST verified through UIDAI/NSDL/GSTN APIs. Your documents are stored in FIN-LOCKER with AES-256 encryption.
Partner Data Sharing
We share your data with partner banks/insurers ONLY when you apply for a product. No data is sold or shared for marketing without explicit consent.
Security & Compliance
ISO 27001 certified. RBI compliant. SSL/TLS encrypted. SOC 2 Type II audited. Penetration tested quarterly by CERT-In empanelled auditors.